Insights

From Commerce to Credit: Is Klarna’s AI Ambition Shared by Its Customers?

By Chris Jones, PSE Consulting As Klarna prepares for its long-anticipated IPO, its commitment to artificial intelligence is unmistakable. From personalised...

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From Commerce to Credit – How Instant Lending Should be the Next Romance for Agentic AI

By Chris Jones, PSE Consulting It starts like every good rom-com: a new character enters the scene – Agentic AI...

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Is Android the New Kingmaker in the Retail POS Market?

By Tom Hay, PSE Consulting We are living through one of the most significant shifts in retail point-of-sale (POS) technology...

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How European SaaS Platforms Can Unlock €3 Billion in Hardware Revenue

By Tom Hay, PSE Consulting Over the past few years, the convergence of software and payments has captured the imagination...

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ATM Pooling is Establishing Itself in Europe

By EPCA Members: rieger.fi & Galitt Europe's ATM networks are gradually changing  with new ownership and operating models emerging in...

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EPCA Forum, 18-19 April 2024, Madrid

EPCA held their sixth monthly Forum in Madrid organised by our new Spanish member Nalba Consultancy. Twelve representatives attended from ...

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Consumer Redress – EU Regulatory – Contagion on the Horizon?

By Peter Jones, PSE Consulting Across the world regulators are increasing the scope of consumer payments redress. The UK's recent...

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PSR Payment Services Regulation accompanying PSD3

Emmanuel Caron, Galitt The PSR is unexpectedly more ambitious than many observers had predicted. The regulations include new legal instruments,...

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Digital receipts – an inevitable must or something people want?

By Mikko Rieger, rieger.fi The adoption of digital receipts is accelerating across the EU and more particularly in several Baltic...

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EPCA Forum Riga, Latvia 27th October 2023

The twelve members of the EPCA met for their year 23 Forum in Riga, Latvia hosted by Vedicard - our...

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Nightmare on Acquiring Street

By Peter Jones, Chairman PSE Consulting Who is sleeping well within EU acquiring banks and Fintech innovators?  Who will be...

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Best Practices In Business Onboarding – How Nexi Developed an End-to-End Digital Onboarding Process and Extended it to Italian Banks

By Marco Fava, Managing Director, CleverAdvice In the last few years, digital onboarding has spread significantly throughout financial services and...

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