EPI – 10 Critical Success Factors and Key Enablers

By Peter Jones, PSE Consulting Ever since Europe lost EuroPay in the late 1990s, payments stakeholders have been dismayed at the steady decline in their domestic debit card schemes and the gradual displacement of usage (now 70%) in markets where they remain.  Several replacement plans have failed, either through lack of support or funding and […]

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Checkout.com – Approval Optimisation

In this great conversation, Chris Jones, Managing Director of PSE Consulting interviews Antoine Nougue from Checkout.com who talks through his views on approval optimisation and why its so important for merchants.

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Payoneer – Marketplace & Orchestration Convergence

In this great conversation, Chris Jones, Managing Director of PSE Consulting interviews Lochan Sim from Payoneer, who provides his perspectives on the convergence between marketplace and orchestration. We discuss the benefits of build versus buy for merchants and the opportunities for merchant to source best of breed acceptance from multiple suppliers.

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Our vision of the European Payments Initiative (EPI)

By Ronald te Velde and Eppo Heemstra, Connective Payments The EPI (European Payments Initiative) of 16 European banks has gained considerable momentum in recent months, followed by the foundation of the ECPC (European Card Payments Cooperation) last week, with the objective to align, standardise and connect the domestic card schemes on the basis of the […]

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A View On EPI From Within

By Ronald te Velde and Eppo Heemstra, Connective Payments A universal solution On July 2, 16 European banks from 5 countries came out with the news that they will pave the way for a pan-European retail payment system, provisionally called the European Payments Initiative (EPI). With EPI, a long-cherished wish of the European Commission and […]

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Why Regulatory Imposed Acquiring Price Comparison Tables Will Not Work In The UK

By Peter Jones, Chairman, PSE Consulting Regulatory investigations often try to improve the degree of competition within a market (see recent UK Payment Systems Regulator Interim review of UK Acquiring). A typical recommendation is to mandate suppliers to increase price transparency by publishing their prices, enabling consumers and small business to shop around, easily compare […]

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Recommendations for improving European online payments regulation

By Marco Fava, CleverAdvice According to available data, the payments industry has effectively managed online risk, with payment fraud rates consistently declining at the European level over the last 6 years. Regardless, the European Banking Authority has mandated strict guidelines that require Strong Customer Authentication (SCA) for a number of online payment transactions. SCA is […]

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Top Payments Tips to Keep Trading in a Lockdown

By Chris Jones, Managing Director, PSE Consulting In a global first, all the major UK acquirers have come together to show collective support for businesses impacted by the COVID-19 crisis and share their views on what businesses can do during the lockdown while protecting employees and maintaining social distancing. These top tips come from all […]

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Connective Payments joins the European Payments Consulting Association

Connective Payments further expands its network by becoming the only Dutch consultancy to join EPCA, the European Payments Consulting Association. EPCA is the pan-European network of Payments consultancy companies. The members of EPCA have in-depth knowledge of all relevant topics, such as PSD2, GDPR, Open Banking, mobile payments, blockchain, cards, M&A and digital identity. EPCA […]

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UK Still Chasing the Paper with Dual Messaging?

As consumer and corporate payments move ever closer to low-cost real-time processing a strange UK anomaly exists. The nation continues to process its card payments to a 1970s model designed for paper. There are many reasons why UK cards are locked in a processing time warp. The UK was first to market in the cards […]

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